Chase will allow cardholders to stack these offers and earn 9% back on these purchases (4% from the PayPal rotating category bonus, 4% from the top-spend category bonus, and 1% that you'd normally earn with the card). For instance, you can combine the rotating PayPal bonus category with your top eligible category from the list. It's even more lucrative if you choose categories where you can stack your earnings. The $1,500 cap for this promotion is separate from that of the rotating bonus categories, so if you maximize both, you should be able to earn 5x points (or more) on up to $3,000 in total spending through the end of the year. Grocery stores (not including Walmart or Target purchases)īetween shopping for holiday gifts, entertaining, and traveling, it should be easy for most cardholders to earn significant rewards in whichever category they end up spending the most. Chase Freedom top spending eligible categories Chase Freedom Flex top spending category bonusĪs long as you've activated your Chase Freedom Flex℠ fourth quarter rotating category bonus, you'll can earn 5% cash back (5x points) in the eligible category where you spend the most through December 31, 2021. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. What's more, this promotion stacks with the current 5x PayPal category bonus - so if you use PayPal and your Chase Freedom Flex℠ in your top spending category, you can earn 9% cash back (9x points) through December 31, up to spending limits. Like the rotating 5x categories, you can earn 5% back in your top category on up to $1,500 in purchases (then 1% back) through the end of December. Through December 31, 2021, Chase Freedom Flex℠ cardholders can also earn 5% back (5x points) in the eligible rewards category - from a list of nine - where they spend the most if they've activated the Q4 bonus. Read more: The Chase Freedom Flex and Chase Freedom 5% bonus categories for Q4 2021 are Walmart and PayPal But now there's another reason to use the card for your expenses this quarter. Cardholders can earn 5% cash back (5x Ultimate Rewards points) on up to $1,500 in combined spending in categories that change every quarter when they activate the bonus (then 1% back).įor Q4 (October through December), the Chase Freedom 5x categories are Walmart and PayPal, so it's easy to make the most of the bonus as holiday shopping gets into full swing. The Chase Freedom Flex℠ is already a great choice for maximizing rewards earning because of its rotating quarterly 5% cash-back categories. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
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